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Conventional

Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt, and funds for a down payment, they are often the least complicated way to get the most flexible mortgage options

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Jumbo

A Jumbo loan is a loan for an amount that exceeds the Federal Housing Finance Agency (FHFA) for a conventional mortgage. These loans can be a solution for those looking to purchase high-priced real estate.

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VA

These loans are backed by the United States Department of Veteran Affairs and are available to veterans, service members, and eligible surviving spouses, with no mortgage insurance and zero payment requirements.

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USDA

Backed and issued by the United States Department of Agriculture. A USDA loan allows income-qualified buyers in rural (and some suburban) areas to purchase a home with no money down.

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FHA

For those looking to buy a home but may lack credit, a down payment, or are unable to cover closing costs, a Federal Housing Administration (FHA) loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing, and includes attractive and flexible guidelines.

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DSCR

For those looking to start building their investment portfolio with a loan based on property cashflow.

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Bank Statement

These loans are man for people with untraditional income. This can be helpful if your income is inconsistent, your employer doesn’t issue traditional paychecks or you claim significant tax deductions.

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Specialty

When more traditional loan options don't match your needs, Premier Lending, Inc. offers a range of additional mortgage programs that will meet your unique needs.